Broker: Angie Inzerillo

Florida Lic: BK3225079

1707 West Reynolds St.

Plant City, FL 33563


Price Range: From to

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Contrary to what many people believe, obtaining a pre-approval letter from a lending institution (typically known as getting pre-qualified for a mortgage) is the initial step in the mortgage process. Once you find that perfect dream home – unless you are paying cash for it, you will need to qualify for a loan in order to purchase the real estate. In other words – to obtain the home, you will need to execute this step anyway.

The real question, then, is when should you get pre-approved?

Our recommendation is that all homebuyers get pre-approved prior to searching for homes – and especially before making any offers. The reasons are pretty straight-forward, yet they are often overlooked.

A foreclosure is a legal process whereby a lending institution aims to recover all or parts of a loan balance from a borrower (typically the homeowner) who has stopped making mortgage payments. This is typically the result of the borrower failing to make payments to lending institution, as defined in their mortgage or deed of trust.

Many homeowners, home buyers and investors we work with consistently ask us about the market trends in their area and, in particular, how this may be influencing the property values within a particular region. While every district and neighborhood varies, there is some information out there that provides an average growth trend for key Florida areas.

In March of 2017, we used the Zillow Home Value Index Tool to research some basic information about the following areas for our clients. The information gleaned is both useful for real estate buyers and property sellers targeting these specific Florida communities.